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Important Federal Student Loan Changes Effective July 1, 2026
Stay informed about the latest federal student loan updates that may affect your financial aid eligibility, borrowing options, repayment terms, and student responsibilities. Review these important changes to understand how they may impact your educational funding and future planning.
Unlock Your Potential with Scholarships
At Huston-Tillotson University, we believe in supporting students’ academic journeys by offering a wide range of scholarship opportunities. Explore the various scholarships available to help you achieve your educational goals, no matter your background or field of study.
Free Application for Federal Student Aid (FAFSA)
Prospective First-Year Students,
Transfer Students and Continuing Students
The FAFSA determines your eligibility for low-interest Federal Direct Loans, as well as federal and state grants. Complete the 2026-2027 FAFSA online using the following information:
Meet the Financial Aid Team.
Our team is here to support you every step of the way.
Office Information
Our team is here to support you every step of the way.
Important Dates
FAFSA Deadlines
2027–2028 FAFSA Available
October 31, 2026
HT Priority Deadline)
March 15, 2027
Disbursement Dates
Fall 2026
September 8, 2026
Spring 2027
February 1, 2027
Summer 2027
May 21, 2027
Verification Deadlines
Fall 2026
September 15, 2026
Spring 2027
February 15, 2027
Summer 2027
May 15, 2027
Eligibility Requirements
Understand the basic eligibility criteria for need based financial aid & requirements for international students.
- Be a U.S. citizen, eligible noncitizen, or DACA student
- Have a valid Social Security number
- Meet Satisfactory Academic Progress (SAP) standards
- Not be in default on a federal student loan
Basic Requirements for Need-Based Aid
- FAFSA on file
- Enrolled at least half-time
- U.S. citizen or eligible noncitizen
- Meet income guidelines
International Student Financial Aid
International students may be eligible for certain federal and institutional aid. Visit our page to learn more.
Who is eligible for financial aid at HT?
You might be surprised to learn who qualifies for and receives financial aid. More than two-thirds of our undergraduates receive some sort of financial aid, including need-based grants, merit scholarships, Federal Work-Study and loans.
Students and families can rest assured that HT maintains a strong investment in financial aid for undergraduate students. We continue to increase financial aid funding to meet the needs of the Ram Family.
Financial Aid
Frequently Asked Financial Aid Questions
Here are some answers to how Financial Aid works at HTU.
Your financial need is the difference between how much it costs to attend college, known as the Cost of Attendance (COA), and how much you and your family can contribute towards your education, referred to as the Expected Family Contribution (EFC). Financial need is determined by analyzing your family’s financial information.
HT carefully examines your family’s financial resources to assess how much you can reasonably pay out of pocket and how much financial aid you may qualify for. This assessment includes the following factors:
- Your parents’ taxable and untaxed income.
- Family assets (such as savings, stock funds, real estate, etc.).
- Any special circumstances (e.g., job loss, medical expenses).
- The number of children in your family.
- The number of children who are full-time undergraduates in college.
- How close your parents are to retirement age.
Financial aid eligibility is determined by the following steps:
- Cost of Attendance (COA): This includes tuition, housing, books, supplies, and other personal expenses.
- Expected Family Contribution (EFC): Your family’s financial situation is analyzed to calculate how much you can contribute.
- Eligibility for Financial Aid: The EFC is subtracted from the COA to determine your financial aid eligibility.
Financial aid can come from federal, state, university, and private sources. It may include gift aid (such as scholarships and grants) or student employment, which does not need to be repaid. Additionally, student or parent loans can be borrowed to cover educational expenses and must be repaid after graduation.
Need-based financial aid helps cover the gap between a school’s Cost of Attendance (COA) and what a student’s family can afford. It is determined based on financial information submitted in federal, state, or agency applications.
Non-need-based aid is awarded based on the school’s COA and is often determined by academic or athletic merit, leadership, or community service. This aid is not influenced by a family’s financial need.
Work-study provides part-time jobs to students with financial need, allowing them to earn money for educational expenses. Work-study jobs are typically related to a student’s field of study or involve community service. Students interested in work-study must indicate this on their FAFSA application.
Net Price Calculator
Huston-Tillotson University offers a competitive tuition rate for students seeking the private, Bachelor of Arts or Bachelor of Science degree. Let us show you how Huston-Tillotson University can be a cost-effective decision for your family by utilizing our Net Price Calculator.
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