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Health Services

Student Health Insurance

Huston-Tillotson Student Health Insurance

HT requires every student to have health insurance. 

All full-time traditional program students
are automatically enrolled into HT’s student health insurance plan.

Students with their own health insurance coverage may opt-out of HT’s student health insurance plan
as long as they do so during the opt-out time-frame.

Actively enrolled students who do not opt-out successfully during this time-frame
will remain in the student health insurance plan for a full 12 months of coverage.


Stay tuned for the summer opening of the opt-out website
for students attending HT Fall 2015


Instructions:  How to Opt Out of Student Health Insurance


Overview Notes to Remember:

  • The student health insurance plan for academic year 2014-15 lasts through August 19, 2015.
  • All new students who did not complete the opt-out process during the opt-out time, will have been charged $1,153 ($718 if here for the Fall 2014  semester; $1,153 in the Spring 2015 semester) for the student health insurance and will be enrolled in the plan through August 19, 2015.
  • Opting out reduces student charges by the premiums applicable above.
  • Opting out requires that students complete an online waiver form.
  • Opt-out forms may be audited to confirm your plan is valid.  If the plan is inactive, you may still be charged for HT insurance.
  • Once your opt-out request is approved and processed, a credit will appear on your billing statement.  This process should be complete within 10 business days.

 Paper waivers are no longer accepted. 

Please use the online waiver site to opt-out of student health insurance
during the opt-out time period.

Instructions on how to waive out online are here.

Email inquiries to Nurse Baker at


Questions? Download Student Health Insurance FAQ here

Overview of Student Health Insurance Plan download here


Student Health Insurance FAQs

Why was I charged for Student Health Insurance?

HT requires its students to have health insurance because HT is committed to the health and safety of its students while students are pursuing their college career.   HT’s insurance is an annual Affordable-Care-Act compliant plan and offered for the full academic year 2014-15.

 Who is required to have student health insurance?

All students registered for 12 or more hours, all international students, and all students living on campus.  These students are automatically enrolled and billed unless they opt out (see below).

When does the student health insurance start and how long does it last?

HT’s student health insurance plan starts August 20, 2014 and runs for the whole year, until August 19, 2015.   This is an annual plan, therefore, students cannot participate in the fall but opt-out for the Spring/Summer.  In other words, if a student enrolls in the Fall, they must stay enrolled the full academic year.   And if enrolled in the Spring, must stay enrolled through the summer.

How much does the student health insurance cost?

It costs a total of $1,871 and is broken up into two payments.  The fall payment is  $718. The Spring/Summer payment is $1,153.

How does a student opt-out of the Student Health Insurance Plan?

If a student has their own active health insurance, the student has the opportunity to opt-out of HT’s student health insurance plan during the opt-out time the first semester of enrollment in an academic year.  A student who was enrolled in Fall 2014 needed to opt-out by September 10, 2014.  And a student new to HT for the Spring 2015 semester needed to opt-out by January 28, 2015.

This opt-out process requires the student to provide their health insurance plan details  on or before  the opt-out deadline.  The opt-out process is now closed for academic year 2014-15.

 Student insurance charges will not be removed unless the waiver form is appropriately completed, submitted, and accepted by Human Resources.

 What happens if I do not opt-out by the deadline?

If the opt-out deadline is missed, the student will remain enrolled in HT’s insurance plan and the charges cannot be removed.



Have your own insurance and prefer to opt-out

of the Student Health Insurance Plan?

Check back this summer for the opening of the opt-out website for Fall 2015 students.


Contact:  Nurse Baker -  512.505.3039